Median Home Value
$185,200
Median Gross Rent
$751/mo
Homeownership Rate
81.3%
Rent as Share of Income
12.1%
Vacancy Rate
7.4%
Median Year Built
1979
Home Price Index (FHFA)
Home prices in Spencer County have risen 135% since 1998, per FHFA's index.
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Index value, not a dollar figure — shows relative appreciation over time. Source: Federal Housing Finance Agency.
HUD Fair Market Rent (2026)
Studio
$659
1 Bedroom
$729
2 Bedroom
$956
3 Bedroom
$1,330
4 Bedroom
$1,382
Source: U.S. Census Bureau, American Community Survey, ACS 2020-2024; HUD Fair Market Rents 2026.